Self-employed? Your mortgage needs a closer look.
Business income, dividends or a bank decline can make a mortgage application more complex. Talk through your Ottawa purchase, refinance or renewal with Farhoud Talebi.
Farhoud Talebi
Mortgage Agent Level 1 · Licence M24002651
Caliber Mortgage Inc.
Mortgage brokerage licence 13368
Ottawa and the Greater Ottawa Area, Ontario
Verify licensing with FSRA
Start with the part of your file that needs attention.
Self-employed & business owners
Salary, dividends, business write-offs, contractor income and BFS documentation.
Bank declined or offered too little
Understand the reason and review possible next steps before choosing another lender.
B-lender & alternative options
Compare the costs, risks and a realistic plan for renewal or a move to conventional lending.
Buying Your First Home in Ottawa?
We've built free tools and a starter pack specifically for first-time buyers in the Greater Ottawa Area. Learn what you can afford, understand the process, and get personalized guidance with no commitment required.
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Our Services
Start with your plans. We can help you understand the financing options to consider.
- Home Purchase
- Review your income, down payment and financing options for a home purchase.
- Refinancing
- Explore using home equity or consolidating debt through refinancing.
- Renewals
- Compare your renewal offer, costs and the requirements for making a change.
- Alternative Lending
- Review alternative options when mainstream criteria do not fit, including costs and a plan for the end of the term.
- Commercial Mortgages
- Discuss financing for a commercial property purchase or refinance.
- Rental Properties
- Plan financing for an investment or rental property.
- Construction Mortgages
- Explore financing for new construction or major renovations.
Get in Touch
Discuss your income structure, mortgage goal and timing. Farhoud can explain what needs a closer review and which records may help.
Phone
(613) 668-1007Credentials
Mortgage Agent Level 1
Licence M24002651
Caliber Mortgage Inc., #13368
Service Area
Greater Ottawa Area
Ottawa, Kanata, Barrhaven, Orleans, Nepean, Gloucester, Stittsville, Centretown, The Glebe, Westboro
Our Lending Partners

Apply Online
Ready to take the next step? Save time by starting your secure online application now.